CPS founding-client fees start at £95 for an annual-review or ongoing-service report and £175 for single-wrapper new business. Standard fees start at £125 and £225 respectively. DC transfers start at £275 founding or £350 standard; drawdown work starts at £325 or £400. Complex work is quoted before commitment.
Published CPS fee bands
| Case type | Founding rate | Standard rate |
|---|---|---|
| Annual review / ongoing-service report Within the published assumptions; replacement and transfer recommendations excluded. |
£95 | £125 |
| Single-wrapper new business One principal pension, ISA, bond or investment wrapper. |
£175 | £225 |
| DC transfer / consolidation Includes one ceding plan. |
£275 + £40 per additional plan | £350 + £50 per additional plan |
| Drawdown / multi-wrapper work | £325 | £400 |
The founding rate applies to an approved firm’s first three cases instructed within 90 days of onboarding. IHT, trusts, technically unusual work and any DB technical support accepted under the stated PTS-oversight boundary are quote only.
What changes the fee?
- Number of wrappers, plans, providers and planning objectives
- Quality and consistency of the case pack
- Research, cash-flow or technical calculations required
- Firm-specific template, panel and compliance requirements
- Urgency, external dependencies and changes after acceptance
- Whether the work is a review of the existing strategy or a new recommendation
What the published fee includes
The fee includes case triage, an agreed scope, a standard five-working-day target after a complete submission is accepted, and one revision within the original scope. Urgent work is subject to capacity and a 25% uplift. Five or more accepted cases in a calendar month receive a 5% discount; ten or more are individually agreed. Discounts do not stack.
Compare total cost, not only the invoice
A lower fee is not necessarily better value if an adviser must reconstruct the logic, correct avoidable errors, rewrite the document into the firm’s voice or chase the delivery date. Compare the supplier’s fee alongside adviser review time, clarification loops, missed deadlines and the amount of work actually removed from the firm.
VAT position: CPS is not currently VAT registered, so VAT is not charged. If that changes, applicable VAT will be shown clearly on future quotes and invoices.
Frequently asked questions
How much does CPS outsourced paraplanning cost?
CPS founding-client fees start at £95 for an annual-review or ongoing-service report, with a standard fee of £125. Single-wrapper new business starts at £175 founding or £225 standard. Transfer, consolidation, drawdown and complex work costs more because the evidence and analysis are broader.
What is included in the published fee?
The published fee includes triage, the agreed case scope, a standard five-working-day target after a complete pack is accepted, and one revision within the original scope. Missing evidence or a material change can require a revised fee and deadline.
Does CPS charge VAT?
CPS is not currently VAT registered, so VAT is not currently charged. If registration becomes applicable, future quotes and invoices will show VAT clearly.
Is there a volume discount?
Yes. Five or more accepted cases in a calendar month receive a 5% discount, subject to capacity. Ten or more cases are priced individually. Discounts do not stack.
Related tools and guidance
- Full CPS pricing, assumptions and exclusions
- Outsourced versus employed paraplanning calculator
- What an annual-review paraplanning scope includes
Published fees are CPS prices, not market averages. Every case is accepted only after scope, fee and timing are confirmed.