Included as standard
- Case triage and agreed scope
- Five-working-day standard turnaround from explicit Case Ready confirmation
- One reasonable consolidated revision within the original scope
- Secure firm-level delivery and clear handover notes
Current fee schedule
Clear case fees, agreed before Steven starts work.
There is no retainer and no minimum monthly volume. Start with one suitable case, with the scope, timing and fee confirmed in writing.
| Case type | Fee |
|---|---|
| Annual review / existing client review | £155 |
| Fund switch / rebalance | £140 |
| Top-up / additional investment | £170 |
| New ISA / GIA / investment case | £225 |
| Protection case support | £225 |
| New pension | £250 |
| ISA / GIA / platform replacement | £310 |
| DC pension switch / consolidation Includes one ceding pension. |
£360 |
| Each additional ceding pension On top of the applicable base fee. |
£50 |
| Withdrawal / UFPLS | £280 |
| Drawdown on existing pension (no transfer) | £370 |
| Drawdown involving a transfer / consolidation Includes one ceding pension. |
£420 |
| Annuity / OMO case | £280 |
| Standalone cashflow modelling | £195 |
| Cashflow add-on to another case | £85 |
| Technical / bespoke work | £95 per hour |
| Overnight rush add-on | +30% of case fee (minimum £60) |
The £420 fee covers both the transfer / consolidation and drawdown; the £360 consolidation fee is not charged as well.
Example: Three pensions consolidated with drawdown cost £520 (£420 + £50 for each of the two additional pensions).
Work outside the standard scope is quoted separately and agreed before it starts.
VAT: Any applicable VAT will be confirmed clearly on the quote and invoice.
Overnight rush: Where accepted in writing, suitable Case Ready work submitted by the agreed UK close-of-business cut-off is returned for adviser review by the start of the next UK working day. Availability is limited, and the case type, scope, cut-off, fee and secure-access arrangements must be confirmed in advance.
Pricing inclusions and commercial terms
Commercial terms
- No retainer
- No minimum monthly volume
- Invoice on final delivery
- Payment terms: 14 days
Scope and availability
- Fee and timing confirmed before acceptance
- Material scope changes may be separately charged
- Missing or inconsistent information delays Case Ready
- Capacity is confirmed before a case is accepted
Pricing assumptions
Published fees assume a complete, internally consistent case file, one principal recommendation and use of a reasonably established firm template. I will raise missing evidence, contradictions or unusual research requirements before committing to the work where possible.
A case is re-scoped where complexity, multiple objectives, material new evidence or a changed recommendation makes the original category inappropriate. Compliant accepts an instruction only after onboarding, conflicts and scope checks, explicit Case Ready confirmation, and written confirmation of fee and timing.
The overnight rush add-on is available only where a suitable Case Ready case, the UK close-of-business cut-off, capacity and delivery timing are accepted in writing before work starts. It adds 30% of the standard case fee, subject to a £60 minimum.
The £225 protection fee assumes one principal personal-protection need, one adviser-led recommendation, standard research, evidence review and suitability drafting, and a complete case pack in the firm’s template. Multiple needs or recommendations, business protection, trust-related work, or material medical or underwriting complexity are scoped separately. The adviser firm retains the advice, regulated responsibility and final sign-off.
Work not offered
Defined benefit and safeguarded-benefit work, mortgages, equity release, client advice or contact, and pure administration are outside the service.
Want to discuss a first case?
Send firm-level information only. I’ll confirm whether the work fits the published scope and fee before any client material is shared.